Pet health Insurance and Pet Health Plans for Adult Pets

Most American adults have at least one kind of insurance, whether it’s health insurance, auto insurance, or home insurance. Insurance helps people cover steep repair or treatment costs in exchange for a regular premium. If you have a pet, you should give serious consideration to protecting him or her with a good pet insurance policy. One of our favorite pet health insurance providers is  Pet’s Best.  Because exclusions and limitations in pet health insurance operate much like they do (or used to) in human health insurance, it is best to initiate coverage for your pet while he or she is still young. Once a problem develops and becomes a part of a pet’s medical record, future insurance coverage can be tricky.

doctor investigates cat

Choosing a Pet Health Insurance Plan

In a lot of ways, pet health insurance is a lot like human health insurance. You’ll need to compare and contrast various plans’ co-pays, deductibles, and other factors. Keep in mind that some pet insurance companies do not cover preexisting conditions or breed-specific disorders. If you have a golden retriever, for example, your insurance company may not cover expenses associated with hip dysplasia.

Protecting Your Pet

Many people are hesitant to seek care for their pets because they’re frightened of high veterinarian bills. Your vet bills will be a lot less daunting if you purchase pet insurance, and you’ll be much more likely to take your pet to the vet for routine checkups or major procedures. With the right health plan, you’ll be better equipped to protect your pet’s wellbeing so you can spend as much time with him as possible.  

Reducing Vet Bills

Many pet owners wouldn’t bat an eye when handed a multi-thousand-dollar vet bill. Still, such a hefty fee is bound to put a dent in one’s finances. Thanks to recent advances in veterinary medicine, there are a number of new and sophisticated treatment methods available for pets. Though these diagnostic and treatment methods are often expensive, pet insurance can help reduce the cost considerably.

Handling Routine Visits

Remember that pet health insurance is aimed primarily at helping people cope with the surprise costs of animal accidents, illnesses or injuries. Many plans exclude routine office visits, wellness tests, vaccinations and the like. In other cases limited coverage for those items may be available, but at additional cost.

An excellent option for handling routine visits is the Chastain Veterinary Medical Group Pet Health & Wellness Plans.  We have now developed range of life-stage appropriate Pet Health & Wellness Plans for puppies and kittens, as well as adult dogs and cats of any age. These plans give pet owners access to discounted wellness-care veterinary services, like vaccinations, office calls, and so on…all with one low pre-defined monthly payment. Imagine never having to pay for an office call again, and being able to pay for your pet’s annual shots over the course of a full year! These pet health and wellness plans are not insurance or anything like that…they’re a way to finance wellness care for your pet, but they can be combined with pet health insurance for full spectrum coverage.

For help exploring your pet insurance options, speak with a veterinarian from Chastain Veterinary Medical Group. Contact Preston Road Animal Hospital in Dallas at (972) 239-1309, or Meadow Brook Animal Hospital in McKinney/Frisco at (972) 529-5033. Our skilled veterinary professionals will do everything possible to ensure that your pet lives a long, happy life. 

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